Chuck Bentley: The Cost of Living With Kids

Dear Chuck,

I am engaged to a man who recently declared he would prefer we not have children. He believes the rising cost of living will prohibit our ability to adequately provide for more than ourselves, especially if we have to help care for our parents. I struggle with that because I believe that by working hard and living frugally God will provide for our family. What should I say to my fiance?

Pre-Marriage Struggler

Dear Struggler,

Great struggle to have before you are married!  My advice on what to say and do will follow after some information about this challenge that so many others are facing.

While I don’t take the side of your fiance, he is not alone in his thinking. It is possible that he has been influenced by all the negative news: the rising cost of living, the lack of savings by retirees, even the cost of raising children. But, he needs to balance that with the reality of families who are successfully living based on God’s financial principles. Fear often drives decision-making rather than trusting in the Lord. Consider the following information.

Declining Birth Rates

Axios gathered some interesting data on birthrates and the economy. America and China are both facing demographic challenges that will actually impact their economic growth. America’s fertility rate is 1.7 but, due to immigration, our working population is expected to continue to grow. China, however, averaged a fertility rate of 1.18 between 2010 and 2018 and experienced a contraction in population last year, far earlier than experts predicted. Two children per family are now allowed in China.

In addition, the elderly population is exploding. Many countries are wondering how they will be able to afford the social impact. They fear a lack of workers will make it very difficult to support the aging citizens.

But we should not allow financial worries to control whether we should have children.

Keep your life free from love of money, and be content with what you have, for he has said, “I will never leave you nor forsake you.” So we can confidently say, “The Lord is my helper; I will not fear; what can man do to me?” (Hebrews 13:5-6 ESV)

God is our refuge and strength, a very present help in trouble. (Psalm 46:1 ESV)

Be strong and courageous… (Joshua 1:6, 7, 9, 18, 10:25 ESV)

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SOURCE: Christian Post, Chuck Bentley